Payday loans online, now one of the most sort after loan products in the UK are becoming rapidly more available to consumers in the UK with an active bank account and who are in full time employment.

“The reasons into why our instant payday loan products are becoming more popular to consumers in the UK than other companies is that with Micro Lend UK we find a way to get our customers out of debt, not further into debt” says Daniel David, Director at Micro Lend.

“We ensure that each and every customer is provided with every possible opportunity to repay the capital on their debt in a timely manner, by not allowing unlimited rollovers, whereby the customer only repays the interest and “rolls over” the capital until next month.”

Short term loans are a great fix for an emergency but the problems begin when these products are used for a long term financial solution.

Payday loans are a great way to get you through an emergency but should not be used as a get-by month to month.

Micro Lend UK offer quick loans online and flexible repayment plans. You can apply now for an instant decision loan @ www.microlend.co.uk

Our Weekly Payday Loans Blog

After a lot of research through our Micro Lend UK Payday Loan clients, 90% of customers prefer to loan with us!

We offer a personalised service giving all our customers the option to pay off their same day loan in full, rollover or pay the rollover together with some of the capital thereby decreasing the payday loan balance.

Not many other lenders allow this or are they as flexible as Micro Lend UK are. Our customers have written reviews on Micro Lend UK, see our testimonials here on our site.

If you would like to become a customer of Micro Lend UK you can apply online here.

We offer payday loans of between £100 – £500 to first time customers and up to £1000.00 for returning customers. Although our application only allows you to select up to a maximum of £500, if you are eligable for a higher amount our customer service advisors will let you know when processing your payday loan application.

We are able to offer same day payouts 7 days a week and we have a loan turn around from application to cash in under 2 hours!

Micro Lend UK – Quick, simple, cash payday loans!

Short Term Cash

Fast cash pay day loans have become increasingly popular among working Britons who are currently experiencing short term cash flow problems and need to get money quick. For the millions of Britons on a fixed budget living payslip to payslip a fast cash pay day loan is the most convenient method to solve short term cash flow problems. As long as you have a job and an active bank account then you should be eligible to get a payday short term loan today.

How To Find A Legitimate Payday Lender Online

Consumers who are looking for a payday loan online need to know where to locate legitimate loans and avoid predatory lenders. We would strongly incourage keeping to one particular lender for your loan, rather than going to various online lenders and filling out different applications.

Fast cash payday loans are very convenient and most consumers can get their requested loans within just 2 hours of filling out the application. While these short term loans carry a rather high rate of interest on them they are often more financially attractive than incurring fees on unpaid debt. Credit card companies are increasing their late payment fees and are now averaging per offense. When you take into account other obligations that also charge late payment fees such as rent/mortgages, car payments, and bounced checks, it is very easy to see how Fast Cash Payday Loans are often the most financially prudent decision.

Online payday lenders are facing much more competition as retail stores are shutting down. As a result of increased competition, online payday loans are now consistently cheaper than retail outlets. For a payday cash advance loan lender that has consistently provided competitive rates and great customer service check out our website www.microlend.co.uk

Firstly, we would like to start this post by wishing all the customers who have applied or taken payday loans with us a very happy new year and a great start to 2010!

For all those who have yet to have taken payday loans with us lets give you a little bit of information as to exactly who we are and why we are here.

Micro Lend UK – who are you?

We have been around for the last few years in the UK loan market. We hold a customer base at any one time of over 10,000 people who all have active payday loans with us!

Our aim is to assist our customers! To help them get out of debt and not further into debt!

People constantly taking payday loans and only paying the interest each month is where it all starts… The debts become to much to bare and then things start to fall apart, that’s why, we say NO!

We allow all our customer a maximum of just two rollovers and on the third month we don’t say, “hey, you need to pay off in full!” instead we say, Would you like a payment plan? Would you like to save over £25.00 per month on a standard £200 loan with a total saving of over £150.00? Would you like a plan where you can pay off your loan in full at any time giving you access to pay off your loan at a reduced amount saving you even more?! Then, Micro Lend UK is your answer.

If you go through some of the below posts or make an application and speak to a dedicated advisor and they’ll explain what we can offer you then.

But for now, remember that there is always a way out, talking, honesty and a clear line of communication is what will get you through it.

Apply online for your payday loan with Micro Lend UK, it takes just two minutes and you can have the cash in your account within just two hours.

Hit reality show “Pawn Stars” is fueling mainstream fascination about an industry long the subject of shady stereotypes. But nothing has done more to drive new customers into local pawnshops than a catastrophic hurricane, a persistent recession — now in its third year — and a scarcity of easy credit, local owners said.

Launched this summer, The History Channel’s “Pawn Stars” is set in Gold & Silver Pawn Shop in Las Vegas.

The reality show offers viewers a parade of exotic items from Picasso paintings to 16th-century cannons. It’s an edgy version of “Antiques Road Show,” and its appeal lies in its ability to deliver the unexpected.

But on-camera transactions on “Pawn Stars” are far removed from the reality of local shops, where gold and guns are the standard, a sad story walks through the door every day and the odd and eccentric personal belongings people are willing to hock for fast cash include prosthetic limbs, electric wheelchairs and burial plots.

Like museums of hard luck and lean circumstances, pawnshops can tell you a lot about the cultures and economies in which they operate.

Take, for instance, Easy Cash Pawn & Jewelry, 6106 Stewart Road, on the island. The shop has a record inventory of pneumatic nail guns and reciprocating saws, more commonly known by the brand name Sawzall.

Most of the tools were pawned by out-of-state contractors who flocked to the island seeking work after Hurricane Ike. More than a year later, hundreds have pawned their tools for gas money to get back home, manager Reynaldo Uribe said.

“We’ve never had tools like this before,” Uribe said.

Before the storm, the shop carried on average three Sawzalls. Last week it had 75 of the saws and about 200 nail guns on shelves and in storage.

Hard Times For Shops

Contrary to popular misconception, pawnshops aren’t booming in hard times, said Steve Hoyland, who owns the island shop, along with Easy Cash Pawn & Jewelry in League City, Bacliff and other cities.

“Everybody is pawning, and no one is buying,” Hoyland said.

Pawnshops make money off interest and keep the hocked goods as collateral. When customers repay loans and the interest — which could be as much as 20 percent a month — they reclaim their stuff. But if they don’t pick up their items in an agreed upon time, usually 90 days, the shop owns them and tries to sell them to cover its loss.

‘How Much Can You Give Me?’

A pawnshop’s stock in trade is making loans to people who need fast cash to pay bills and survive. Demand for such loans is on the rise because times are hard and other credit sources are getting scarce. But there is always another option, a payday loan perhaps? Quick, simple, hassle free and same day payout of up to £500!

“They come in hourly and say: ‘I need to pay my electric bill or put gas in the car. How much can you give me on this DVD player?’”

Once the resort of the “unranked,” pawnshops are serving more mainstream consumers struggling to find jobs and make ends meet, Bogar said. Some are entering pawnshops for the first times in their lives, he said.

“There’s a butt for every saddle,” he said.

Ones That Got Away

On “Pawn Stars,” shop owners have at their disposal experts to help appraise items and detect fakes. But local pawnbrokers must rely on experience, industry books, online research and sometimes just gut instinct.

Years ago, someone pawned a Bible from the 1700s at Easy Cash Pawn on the island, Hoyland said.

“I wish I had never sold it,” he said. Hoyland also regrets selling a large collection of autographs, including those of icons Sammy Davis Jr. and Frank Sinatra. That was before the Internet, and Hoyland sold the whole collection for $800. After researching years later, he learned it might have fetched $20,000, he said.

People in his shop have pawned guns from the 1800s and once even a bulldozer, he said.

‘Some Never Come Back’

While items at local pawnshops aren’t always interesting, the stories are.

At Easy Cash Pawn & Jewelry, a man used to walk in on a Friday, pawn a prosthetic leg and leave on crutches. He would return on a Monday to retrieve the limb, Hoyland said. Eventually, he didn’t return and the prosthetic leg stayed on the display for years until someone bought it as a novelty, Hoyland said.

Once, someone came in offering burial plots. Hoyland declined, he said.

“That just bothered me.”

Everyone has a hard luck story, he said. And softies should stay out of the pawn business.

“If you felt sorry for everybody who walked in, you can’t be in that business,” he said. But Hoyland has found himself on occasion reaching into his own wallet to help a customer, he said.

“Yeah, I’m a sucker if a mom comes in carrying a crying baby and said she doesn’t have milk and is trying to pawn something broken,” Hoyland said. “I’ve given $10 out my pocket. Some pay you back; some never come back.”

Betty Holcomb and her husband, Mike, have owned Mainland Pawn Shop, 106 state Highway 3 in La Marque, for 35 years. It’s a neat, clean, friendly shop defying stereotypes and offering banjos, accordions, guitars, vacuum cleaners, video games, rows of guns and shelves of jewelry, both new and used. The pair have heard their share of stories through the years.

‘They Get So Mad’

Most customers feel compelled to tell their stories or explain why they need cash, she said. Some excuses are bizarre. One customer claimed to have a ruptured liver.

“We’re like bartenders; they feel comfortable,” she said.

And hell hath no fury like a woman trying to pawn a ring or other jewelry, only to learn it’s fake, Betty Holcomb said.

“They get so mad,” she said

Then there’s the story of a man who for years each payday pawned a $50 bill so he wouldn’t drink his entire paycheck. Pawning $50 cost him $12, but kept his money safe, Mike Holcomb said.

Pawnbrokers also must be good judges of character, particularly in the trade of guns, Holcomb said.

Like any gun dealer, pawnshops are required to run background checks before selling a firearm.

If someone comes in acting erratically, or appears to be on drugs or intoxicated, Holcomb refuses the sale, even if the customer passed the background check, he said.

“I tell them to come back when they feel better,” he said. I would say “it’s easier to get an online uk payday loan”

Changing Image

Although “Pawn Stars” isn’t an accurate depiction of pawnshop reality, it has helped to improve the industry’s image, Hoyland said.

Old movies often depicted pawnbrokers and payday lenders as mean swindlers.

Also, there’s a prevalent perception pawnshops look away when it comes to stolen goods. But Hoyland, the Holcombs and Bogar all said they follow strict regulations imposed on the industry and work closely with the law enforcement officials.

“I think people are more comfortable that we’re normal, everyday people, not monsters like back in the old days,” Hoyland said. “We don’t want to cheat anybody, and we don’t want to get cheated. My business has grown by treating people fair and honest.”

Like all things successful, “Pawn Stars” is inspiring imitation.

Last week, truTv aired two pilot shows called “Hardcore Pawn,” a reality show based in Detroit pawnshop American Jewelry and Loan. The show will feature the daily strange encounters in a pawnshop.

The business can be exciting, Hoyland said.

“You never know what’s going to walk through the door,” he said.